Global Stripe Fee Calculator
Calculate Stripe transaction fees for any country worldwide
Get accurate fee calculations for USA, EU, UK, Canada, Australia, India and more. Includes international card fees and currency conversion costs.
Global Stripe Fee Calculator
Calculate Stripe transaction fees for any country with international card and currency conversion options
Select your Stripe account country
Transaction amount before fees
Additional Options
Fee Calculation Results
United States - Standard calculation
before fees
0% effective rate
you receive
base rate
Fee Breakdown
💡 United States Insights
Base Rate: 2.9% + $0.30
International Cards: +1.5%
Currency Conversion: +1%
Effective Rate: 0%
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Understanding Stripe Fees by Country
Stripe's pricing varies significantly by region and payment method
USA
Europe (EU)
United Kingdom
Canada
Australia
India
💡 Tips to Reduce Stripe Fees
Optimize Payment Methods:
- Encourage domestic card usage when possible
- Accept local payment methods (SEPA, iDEAL, etc.)
- Consider ACH/bank transfers for large amounts
- Use Stripe's optimized checkout flow
Business Strategy:
- Price in your local currency to avoid conversion
- Consider volume discounts for high-volume businesses
- Use Stripe Connect for marketplace models
- Implement fraud prevention to reduce chargebacks
Frequently asked questions
How are Stripe transaction fees calculated by country?
Stripe fees vary by country due to local regulations and market conditions. USA charges 2.9% + $0.30, EU charges 1.5% + €0.25, UK charges 1.5% + £0.20. Additional fees apply for international cards and currency conversion.
What additional fees apply for international cards?
International card fees range from 0.8% (Canada) to 3.5% (Australia). USA charges +1.5%, EU and UK charge +3.25%. These fees apply when a card is issued in a different country than where the business is located.
How much does currency conversion cost on Stripe?
Currency conversion fees are typically 1-2% on top of base transaction fees. Most countries charge 2% for currency conversion, while USA charges 1%. This applies when the transaction currency differs from your account currency.
Are there different rates for different card types?
Yes, especially in India where rates vary: 2% for domestic cards, 3% for international Visa/Mastercard, 3.5% for AmEx, and 4.3% for international cards in USD. Most other countries have uniform rates regardless of card type.
Can I get volume discounts on Stripe fees?
Stripe offers custom pricing for businesses processing over $80,000 monthly. High-volume businesses can negotiate lower rates, especially for predictable transaction volumes and low chargeback rates.
🎯 Pro Tips for Global Payments
Cost Optimization:
- Set up local Stripe accounts in major markets
- Use dynamic currency conversion wisely
- Consider local payment methods (SEPA, Alipay, etc.)
- Monitor international vs domestic transaction ratios
Business Strategy:
- Factor fees into your pricing strategy
- Use our calculator for accurate revenue projections
- Consider subscription models to reduce per-transaction impact
- Implement strong fraud prevention measures
🌍 Country-Specific Calculators
Get precise calculations with country-specific rates and regulations:
📋 Disclaimer
This calculator provides estimates based on publicly available information from Stripe's official pricing page. Actual fees may vary based on your specific Stripe account setup, volume discounts, custom pricing agreements, or changes to Stripe's pricing structure. For the most accurate and up-to-date pricing information, please consult your Stripe dashboard or contact Stripe directly. This tool is provided for informational purposes only and is not affiliated with Stripe, Inc.
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