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Global Stripe Fee Calculator

Calculate Stripe transaction fees for any country worldwide

Get accurate fee calculations for USA, EU, UK, Canada, Australia, India and more. Includes international card fees and currency conversion costs.

✓ Global Coverage✓ Real-time Calculations✓ International Cards✓ Currency Conversion

Global Stripe Fee Calculator

Calculate Stripe transaction fees for any country with international card and currency conversion options

Select your Stripe account country

Transaction amount before fees

Additional Options

Fee Calculation Results

United States - Standard calculation

Transaction Amount
$0.00

before fees

Total Fees
$0.00

0% effective rate

Net Amount
$0.00

you receive

Fee Breakdown
2.9% + $0.30

base rate

Fee Breakdown

Base Fee (2.9%)$0.00
Fixed Fee$0.00
Total Fees$0.00
Net Amount (You Receive)$0.00
Fee vs Net Amount0% effective rate

💡 United States Insights

Base Rate: 2.9% + $0.30

International Cards: +1.5%

Currency Conversion: +1%

Effective Rate: 0%

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Understanding Stripe Fees by Country

Stripe's pricing varies significantly by region and payment method

USA

Base Rate:2.9% + $0.30
International Cards:+1.5%
Currency Conversion:+1%

Europe (EU)

Base Rate:1.5% + €0.25
International Cards:+3.25%
Currency Conversion:+2%

United Kingdom

Base Rate:1.5% + £0.20
International Cards:+3.25%
Currency Conversion:+2%

Canada

Base Rate:2.9% + C$0.30
International Cards:+0.8%
Currency Conversion:+2%

Australia

Base Rate:1.75% + A$0.30
International Cards:+3.5%
Currency Conversion:+2%

India

Domestic Cards:2%
International Visa/MC:3%
International AmEx:3.5%
International USD:4.3%

💡 Tips to Reduce Stripe Fees

Optimize Payment Methods:

  • Encourage domestic card usage when possible
  • Accept local payment methods (SEPA, iDEAL, etc.)
  • Consider ACH/bank transfers for large amounts
  • Use Stripe's optimized checkout flow

Business Strategy:

  • Price in your local currency to avoid conversion
  • Consider volume discounts for high-volume businesses
  • Use Stripe Connect for marketplace models
  • Implement fraud prevention to reduce chargebacks

Frequently asked questions

How are Stripe transaction fees calculated by country?

Stripe fees vary by country due to local regulations and market conditions. USA charges 2.9% + $0.30, EU charges 1.5% + €0.25, UK charges 1.5% + £0.20. Additional fees apply for international cards and currency conversion.

What additional fees apply for international cards?

International card fees range from 0.8% (Canada) to 3.5% (Australia). USA charges +1.5%, EU and UK charge +3.25%. These fees apply when a card is issued in a different country than where the business is located.

How much does currency conversion cost on Stripe?

Currency conversion fees are typically 1-2% on top of base transaction fees. Most countries charge 2% for currency conversion, while USA charges 1%. This applies when the transaction currency differs from your account currency.

Are there different rates for different card types?

Yes, especially in India where rates vary: 2% for domestic cards, 3% for international Visa/Mastercard, 3.5% for AmEx, and 4.3% for international cards in USD. Most other countries have uniform rates regardless of card type.

Can I get volume discounts on Stripe fees?

Stripe offers custom pricing for businesses processing over $80,000 monthly. High-volume businesses can negotiate lower rates, especially for predictable transaction volumes and low chargeback rates.

🎯 Pro Tips for Global Payments

Cost Optimization:

  • Set up local Stripe accounts in major markets
  • Use dynamic currency conversion wisely
  • Consider local payment methods (SEPA, Alipay, etc.)
  • Monitor international vs domestic transaction ratios

Business Strategy:

  • Factor fees into your pricing strategy
  • Use our calculator for accurate revenue projections
  • Consider subscription models to reduce per-transaction impact
  • Implement strong fraud prevention measures

📋 Disclaimer

This calculator provides estimates based on publicly available information from Stripe's official pricing page. Actual fees may vary based on your specific Stripe account setup, volume discounts, custom pricing agreements, or changes to Stripe's pricing structure. For the most accurate and up-to-date pricing information, please consult your Stripe dashboard or contact Stripe directly. This tool is provided for informational purposes only and is not affiliated with Stripe, Inc.

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✓ 100% Free Calculator✓ Global Coverage✓ Real-time Results✓ No Sign-up Required