Top Paddle Alternatives for SaaS in 2025: Payment Platforms Compared
Looking for Paddle alternatives for your SaaS business? Discover the best payment platforms in 2025 with MoR support, subscriptions, and global payouts.
Paddle has become one of the most well-known payment platforms for SaaS businesses—especially those expanding internationally. Its all-in-one Merchant of Record model handles taxes, compliance, and billing, making it a plug-and-play solution for global growth. But as good as it is, Paddle isn’t the perfect fit for everyone.
Some teams want more control. Others need lower fees, faster payouts, or different integrations. And while Paddle does a lot well, there’s growing competition from newer platforms that are just as powerful—sometimes even more flexible or better suited to specific business models.
If you’re exploring alternatives to Paddle in 2025, you’re in the right place. In this guide, we’ll walk through the best Paddle alternatives for SaaS companies, breaking down what makes each one unique—and where they might be a better fit for your business.
Stripe
Stripe is one of the most developer-friendly payment platforms in the world, and for many SaaS companies, it’s the default starting point. With a flexible API, real-time analytics, and global support, Stripe gives full control over the billing experience.
The biggest downside? Until now, Stripe didn’t offer MoR functionality. But in 2025, Stripe has finally rolled out a private beta for its own MoR service, set to charge an additional 3.5% on top of regular fees. That means full MoR coverage could soon be a part of Stripe’s ecosystem—but at a premium.
What makes Stripe even more powerful now is its integration with Affonso, allowing SaaS businesses to run native affiliate programs with deep tracking, partner attribution, and flexible commission rules.
If you’re a dev-first team and want to keep control while preparing for MoR capabilities in the near future, Stripe may actually be worth keeping—or coming back to.
Lemon Squeezy
Lemon Squeezy offers a sleek, all-in-one MoR solution tailor-made for SaaS, digital products, and creators. It includes subscriptions, license key management, tax handling, and a built-in affiliate system—making it a strong Paddle alternative from both a feature and user experience standpoint.
In a major twist, Stripe acquired Lemon Squeezy on July 26, 2024, signaling its intention to double down on the MoR market. While Lemon Squeezy remains an independent product for now, future integrations or pricing shifts could follow.
Its pricing sits at 5% plus $0.50 per transaction, with an additional 1.5% for international payments. For many SaaS startups, the ease of use and all-in-one structure is worth every penny. Plus, affiliate marketing is a breeze thanks to native tracking and commission tools.
Polar
Polar is a developer-focused MoR platform built for SaaS from the ground up. It combines API-level flexibility with the legal protection of a full MoR. Recurring payments, subscription management, fraud handling, and chargebacks—it’s all covered.
Like Paddle, Polar uses Affonso for its affiliate infrastructure, allowing teams to set up and scale performance-based sales without relying on clunky third-party tools.
Pricing is 4% plus $0.40 per transaction, with modest add-ons for recurring payments and international fees. If you’re building a SaaS product with a dev-heavy team and want to move fast while staying compliant globally, Polar is a solid Paddle alternative.
Creem
Creem brings design and performance together in a MoR solution built with SaaS businesses in mind. It offers subscriptions, wallet support, customer analytics, and international tax handling—all wrapped in a beautiful, intuitive UI.
Its pricing model starts at 3.9% plus $0.40, with free SEPA payouts for EU-based users, making it a great choice for European SaaS teams. It supports a wide range of payment methods including UPI, PayPal, iDEAL, and Apple Pay.
Creem also partners with Affonso to deliver native affiliate tracking—giving SaaS marketers the tools they need to grow through referrals and partnerships. If you care about UX and want a modern MoR setup with strong EU coverage, Creem is a strong alternative to Paddle.
Dodo Payments
Dodo Payments is a creator-first MoR platform with growing appeal in the SaaS world. It supports subscriptions, digital product delivery, global payments, and offers a clean, customizable checkout experience.
Pricing is 4% plus $0.40, with an added 1.5% for international transactions and 0.5% for subscription payments. Payouts are also optimized for both US and international businesses—including options like USDC.
DodoPayments relies on Affonso for its affiliate infrastructure, giving SaaS teams an easy way to roll out referral and partner campaigns without needing to build anything custom.
If you're a SaaS company selling globally with a lean team, and want built-in tools for marketing and compliance, DodoPayments is a practical, full-featured alternative to Paddle.
Gumroad
Gumroad may have started as a platform for digital artists, but today it’s a full-fledged MoR solution suitable for small SaaS products, indie tools, and creators with recurring revenue.
Its pricing is on the higher end—10% plus $0.50 per transaction, plus payment processing fees—but there are no monthly charges or complex setup steps. Gumroad handles global VAT, customer communication, refunds, and more.
It also includes built-in affiliate tools and customer management features. For SaaS founders looking for a simple, zero-code payment solution with all the MoR benefits, Gumroad might be just enough without being overwhelming.
Payhip
Payhip doesn’t offer MoR functionality, but it’s still a solid Stripe alternative for SaaS founders who want to keep things lightweight. The free plan charges 5% per transaction, while its Plus ($29/mo) and Pro ($99/mo) plans reduce fees to 2% and 0% respectively.
It includes storefronts, membership tools, affiliate tracking, and VAT handling—making it a surprisingly robust option for info products, micro-SaaS, or early-stage tools.
If Paddle feels too heavy and you don’t mind managing taxes yourself, Payhip can be a good stepping stone.
BagelPay
BagelPay is a lesser-known MoR platform that focuses on transparent pricing and global payouts. It supports major payment methods like UPI, SEPA, PayPal, and Apple Pay.
With a flat 5% plus $0.50 fee per transaction, and no added cost for subscriptions or most international payouts, it keeps pricing predictable. While affiliate tracking isn’t built-in yet, its MoR foundation makes it strong for international SaaS businesses.
If you’re looking for a Paddle alternative with global reach and minimal overhead, BagelPay is worth checking out—especially for SaaS companies in India or Southeast Asia.
Mollie
Mollie isn’t a MoR, but it’s one of Europe’s best-known payment processors. With strong support for local methods like iDEAL, SEPA, and Bancontact, it’s perfect for SaaS businesses serving customers across the EU.
Its APIs are clean, the pricing is transparent, and payouts are fast. You’ll still need to handle your own taxes and compliance, but if you’re not ready for a full MoR model and need something lighter than Paddle, Mollie is a solid option.
TL;DR
Paddle offers a powerful, all-in-one solution for SaaS companies—but it’s not the only game in town. In 2025, the field is wide open, with Stripe entering the MoR race, Lemon Squeezy refining its experience, and platforms like Polar, Creem, and DodoPayments offering equally robust alternatives—with flexible pricing and built-in affiliate support through Affonso.
Whether you need deep API access, a modern UI, or the simplest way to go global, there’s a Paddle alternative out there that fits your stack and your stage.
If you're running a SaaS and relying on affiliate marketing to grow, don't miss the opportunity to explore platforms that integrate natively with Affonso, giving you a head start with seamless tracking and partner management. (Link to your Affonso affiliate landing page here.)