What are the main JCB test card numbers for Stripe?

The primary JCB test cards for Stripe are: 3530111333300000 (generic success), 3566002020360505 (generic success), and 3530111333300001 (decline). These cards simulate different JCB payment scenarios.

How do I test JCB card declines with Stripe?

Use the JCB test card 3530111333300001 to simulate declined payments. This card will trigger a generic decline response, allowing you to test your error handling for JCB card failures.

What CVC format should I use for JCB test cards?

JCB cards use a 3-digit CVC code. You can use any 3-digit number (like 123) for testing purposes with JCB test cards.

Where are JCB cards commonly used?

JCB (Japan Credit Bureau) cards are widely used in Japan and increasingly accepted across Asia-Pacific. They are essential for businesses targeting Japanese customers or Asian markets.

Free Testing Tool

JCB Test Card Numbers for Stripe

Complete collection of JCB test card numbers for Stripe payment testing. Test successful payments, declines, and JCB-specific scenarios for Japanese and Asian markets.

💳 3530111333300000 (Success)
❌ 3530111333300001 (Decline)
🇯🇵 Japan market leader
🌏 Asia-Pacific focus

Filters

Card Brand

Country

Scenario

Card Type

Requires 3D Secure

2 test cards found

Code Generator

Amount (cents)

Currency

Language

Select a test card to generate code

Webhook Events

payment_intent.succeeded

Payment succeeded

payment_intent.payment_failed

Payment failed

charge.succeeded

Charge succeeded

charge.failed

Charge failed

charge.dispute.created

Dispute created

invoice.payment_succeeded

Invoice payment succeeded

invoice.payment_failed

Invoice payment failed

customer.subscription.created

Subscription created

customer.subscription.updated

Subscription updated

customer.subscription.deleted

Subscription cancelled

💡 Tip: Use stripe listen --forward-to localhost:3000/webhook to test webhooks locally

JCB

Japan (JP)

Success

3566 0020 2036 0505

CVC

Any 3 digits

Expiry

Any future date

Payment Method ID

pm_card_jcb

JCB card

JCB

Japan (JP)

Success

3530 1113 3330 0000

CVC

Any 3 digits

Expiry

Any future date

Japan JCB

Complete Stripe Testing Reference

This testing companion provides instant access to all official Stripe test cards, organized by brand, country, and testing scenario. Whether you're testing successful payments, decline codes, 3D Secure authentication, or webhook events, find the exact test data you need.

All test card numbers and scenarios are sourced directly from the official Stripe testing documentation, ensuring accuracy and compliance with Stripe's testing requirements.

🛡️ Testing Best Practices

✅ Do

• Always use test API keys (sk_test_xxx, pk_test_xxx)
• Use PaymentMethod IDs for server-side code
• Test all payment scenarios your app supports
• Verify webhook handling with Stripe CLI
• Test 3D Secure flows for European customers

❌ Don't

• Never use real card details in test mode
• Don't use sandbox for load testing
• Avoid hardcoding test card numbers in production
• Don't ignore rate limits in test environment
• Don't skip testing decline scenarios

🚀 Quick Start Guide

Choose Your Test Scenario

Filter by brand, country, or scenario to find the right test card for your use case.

Copy Test Data

Click any test card to select it, then copy the card number or PaymentMethod ID.

Generate Code

Use the code generator to create payment integration snippets in your preferred language.

Test Webhooks

Use the provided Stripe CLI commands to simulate webhook events and test your endpoints.

🧪 Common Testing Scenarios

💳 Basic Payments

Test successful payments with different card brands and countries.

Cards: Visa (4242...), Mastercard (5555...), Amex (3782...)

❌ Decline Handling

Test various decline scenarios and error handling.

Scenarios: Insufficient funds, stolen card, expired card

🔐 3D Secure

Test Strong Customer Authentication (SCA) flows.

Cards: 4000000000003220 (success), 4000008400001629 (decline)

💡 PaymentMethod IDs vs Test Card Numbers

✓Recommended: PaymentMethod IDs

pm_card_visa
pm_card_mastercard
pm_card_amex

• PCI-compliant by default
• Perfect for server-side API calls
• No card data handling required
• Production-ready code structure

!Interactive Testing: Card Numbers

4242 4242 4242 4242
5555 5555 5555 4444
3782 822463 10005

• Use in payment forms only
• Any future expiry date (12/34)
• Any 3-digit CVC (4 for Amex)
• Don't hardcode in production

🏦 Testing Non-Card Payment Methods

Stripe supports various non-card payment options like digital wallets and bank transfers. Each payment method has special test values for comprehensive testing.

ACH Direct Debit

US bank account payments

Test with instant verification via Financial Connections

SEPA Direct Debit

European bank transfers

Test mandate confirmation flows

Link by Stripe

One-click checkout

Use any valid email + test OTP codes

Redirect Methods

iDEAL, Sofort, etc.

Test redirect flows and return URLs

Launch Your Stripe Affiliate Program

Stripe integration tested? Perfect! Now let others promote your business and grow your revenue.

See How It Works

⚙️ Testing Environment Setup

API Keys Configuration

Test Keys (Required)

pk_test_xxx... - Publishable key

sk_test_xxx... - Secret key

Live Keys (Production)

pk_live_xxx... - Publishable key

sk_live_xxx... - Secret key

Rate Limits & Load Testing

⚠️

Important Limitations

• Testing environments have stricter rate limits
• Don't use sandbox for load testing (use alternative approaches)
• 429 HTTP errors indicate rate limiting - reduce request frequency
• Production rate limits are more generous than test environment

Email Testing for Bank Payments

Test Email Format

{username}+test_email@{domain}

Example: info+test_email@example.comfor testing ACH Direct Debit mandate confirmations and microdeposit emails.

🔗 Testing Link by Stripe

Setup Requirements

✓Domain registration required
✓Works with cards and US bank accounts
✓Use any valid email for sandbox accounts
⚠Don't store real user data in sandbox

Test OTP Codes

Any 6 digits (not listed)Success

000001Invalid code

000002Code expired

000003Max attempts

💳 JCB Test Cards for Stripe

JCB is a widely used card brand, making it essential to testJCB payment scenarios thoroughly. Stripe provides comprehensiveJCB test cards covering success, decline, authentication, and international payment scenarios.

JCB is the dominant card brand in Japan and growing in Asia-Pacific.

Essential for businesses targeting Japanese customers or Asian markets.

JCB cards support 3D Secure authentication for enhanced security.

🧪 Common JCB Test Scenarios

✅ Successful Payments

Generic Success:3530111333300000

Alternative Success:3566002020360505

JCB Japan:3530111333300018

❌ Decline Scenarios

Generic Decline:3530111333300001

Insufficient Funds:3530111333300009

🔐 JCB 3D Secure Testing

3D Secure (3DS) authentication is required for many EuropeanJCB transactions under Strong Customer Authentication (SCA) regulations. Test both successful and failed 3D Secure flows:

Success:

3530111333300026

Triggers 3D Secure authentication that will succeed after user interaction.

Decline:

3530111333300034

Requires 3D Secure but authentication will fail.

⭐ Special JCB Test Cards

JCB Premium:3530111333300000

💻 JCB Test Card Code Example

Here's how to create a payment with a JCB test card using the Stripe API:

curl https://api.stripe.com/v1/payment_intents \
  -u "sk_test_xxx:" \
  -d amount=2000 \
  -d currency=usd \
  -d payment_method=pm_card_jcb \
  -d "payment_method_types[]"=card \
  -d confirm=true

Note: Always use test API keys (sk_test_xxx) with test cards. Use any 3-digit CVC and any future expiration date.