What is the most common American Express test card number for Stripe?

The most common American Express test card number is 378282246310005. Use any 4-digit CVC and any future expiration date. This card always succeeds in test mode.

How many digits should I use for American Express CVC?

American Express cards require a 4-digit CVC code, unlike Visa and Mastercard which use 3 digits. Use any 4-digit number like 1234 for testing.

Are there American Express decline test cards for Stripe?

Yes, use 374200000000004 for generic declines or other specific Amex decline test cards provided by Stripe for different error scenarios.

Can I test American Express corporate cards with Stripe?

Yes, use 378734493671000 to test American Express corporate card scenarios. This helps test business payment flows.

American Express Test Card Numbers for Stripe

Complete collection of American Express (Amex) test card numbers for Stripe payment testing. Test successful payments, declines, and corporate card scenarios with 4-digit CVC.

💳 378282246310005 (Success)❌ 374200000000004 (Decline)🏢 378734493671000 (Corporate)4️⃣ 4-digit CVC required

Filters

Card Brand

Country

Scenario

Card Type

Requires 3D Secure

3 test cards found

Code Generator

Amount (cents)

Currency

Language

Select a test card to generate code

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How it works

Webhook Events

payment_intent.succeeded

Payment succeeded

payment_intent.payment_failed

Payment failed

charge.succeeded

Charge succeeded

charge.failed

Charge failed

charge.dispute.created

Dispute created

invoice.payment_succeeded

Invoice payment succeeded

invoice.payment_failed

Invoice payment failed

customer.subscription.created

Subscription created

customer.subscription.updated

Subscription updated

customer.subscription.deleted

Subscription cancelled

💡 Tip: Use stripe listen --forward-to localhost:3000/webhook to test webhooks locally

💳

American Express

🌍United States (US)

Success

3782 8224 6310 005

CVC

any4

Expiry

Any future date

Payment Method ID

pm_card_amex

American Express

💳

American Express

🌍United States (US)

Success

3714 4963 5398 431

CVC

any4

Expiry

Any future date

Payment Method ID

pm_card_amex

American Express alternative

💳

American Express

🌍United States (US)

Success

3782 8224 6310 005

CVC

any4

Expiry

Any future date

3D Secure not supported on this card

Complete Stripe Testing Reference

This testing companion provides instant access to all official Stripe test cards, organized by brand, country, and testing scenario. Whether you're testing successful payments, decline codes, 3D Secure authentication, or webhook events, find the exact test data you need.

All test card numbers and scenarios are sourced directly from the official Stripe testing documentation, ensuring accuracy and compliance with Stripe's testing requirements.

🛡️ Testing Best Practices

✅ Do

• Always use test API keys (sk_test_xxx, pk_test_xxx)
• Use PaymentMethod IDs for server-side code
• Test all payment scenarios your app supports
• Verify webhook handling with Stripe CLI
• Test 3D Secure flows for European customers

❌ Don't

• Never use real card details in test mode
• Don't use sandbox for load testing
• Avoid hardcoding test card numbers in production
• Don't ignore rate limits in test environment
• Don't skip testing decline scenarios

🚀 Quick Start Guide

Choose Your Test Scenario

Filter by brand, country, or scenario to find the right test card for your use case.

Copy Test Data

Click any test card to select it, then copy the card number or PaymentMethod ID.

Generate Code

Use the code generator to create payment integration snippets in your preferred language.

Test Webhooks

Use the provided Stripe CLI commands to simulate webhook events and test your endpoints.

🧪 Common Testing Scenarios

💳 Basic Payments

Test successful payments with different card brands and countries.

Cards: Visa (4242...), Mastercard (5555...), Amex (3782...)

❌ Decline Handling

Test various decline scenarios and error handling.

Scenarios: Insufficient funds, stolen card, expired card

🔐 3D Secure

Test Strong Customer Authentication (SCA) flows.

Cards: 4000000000003220 (success), 4000008400001629 (decline)

💡 PaymentMethod IDs vs Test Card Numbers

✓Recommended: PaymentMethod IDs

pm_card_visa
pm_card_mastercard
pm_card_amex

• PCI-compliant by default
• Perfect for server-side API calls
• No card data handling required
• Production-ready code structure

!Interactive Testing: Card Numbers

4242 4242 4242 4242
5555 5555 5555 4444
3782 822463 10005

• Use in payment forms only
• Any future expiry date (12/34)
• Any 3-digit CVC (4 for Amex)
• Don't hardcode in production

🏦 Testing Non-Card Payment Methods

Stripe supports various non-card payment options like digital wallets and bank transfers. Each payment method has special test values for comprehensive testing.

ACH Direct Debit

US bank account payments

Test with instant verification via Financial Connections

SEPA Direct Debit

European bank transfers

Test mandate confirmation flows

Link by Stripe

One-click checkout

Use any valid email + test OTP codes

Redirect Methods

iDEAL, Sofort, etc.

Test redirect flows and return URLs

Launch Your Stripe Affiliate Program

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See How It Works

⚙️ Testing Environment Setup

API Keys Configuration

Test Keys (Required)

pk_test_xxx... - Publishable key

sk_test_xxx... - Secret key

Live Keys (Production)

pk_live_xxx... - Publishable key

sk_live_xxx... - Secret key

Rate Limits & Load Testing

⚠️

Important Limitations

• Testing environments have stricter rate limits
• Don't use sandbox for load testing (use alternative approaches)
• 429 HTTP errors indicate rate limiting - reduce request frequency
• Production rate limits are more generous than test environment

Email Testing for Bank Payments

Test Email Format

{username}+test_email@{domain}

Example: info+test_email@example.comfor testing ACH Direct Debit mandate confirmations and microdeposit emails.

🔗 Testing Link by Stripe

Setup Requirements

✓Domain registration required
✓Works with cards and US bank accounts
✓Use any valid email for sandbox accounts
⚠Don't store real user data in sandbox

Test OTP Codes

Any 6 digits (not listed)Success

000001Invalid code

000002Code expired

000003Max attempts

💳 American Express Test Cards for Stripe

American Express is a widely used card brand, making it essential to testAmerican Express payment scenarios thoroughly. Stripe provides comprehensiveAmerican Express test cards covering success, decline, authentication, and international payment scenarios.

American Express cards use 4-digit CVC codes instead of the 3-digit codes used by Visa and Mastercard.

Amex card numbers are typically 15 digits long, compared to 16 digits for most other card brands.

Corporate American Express cards can be tested using specific test numbers to simulate business payment scenarios.

🧪 Common American Express Test Scenarios

✅ Successful Payments

Generic Success:378282246310005

Corporate Card:378734493671000

Alternative Success:371449635398431

❌ Decline Scenarios

Generic Decline:374200000000004

Insufficient Funds:374100000000006

Processing Error:374300000000005

⭐ Special American Express Test Cards

Gold Card:378282246310005

Platinum Card:371449635398431

💻 American Express Test Card Code Example

Here's how to create a payment with a American Express test card using the Stripe API:

curl https://api.stripe.com/v1/payment_intents \
  -u "sk_test_xxx:" \
  -d amount=2000 \
  -d currency=usd \
  -d payment_method=pm_card_amex \
  -d "payment_method_types[]"=card \
  -d confirm=true

Note: Always use test API keys (sk_test_xxx) with test cards. Use any 4-digit CVC and any future expiration date.

Other Stripe Test Cards

💳 Visa

Test Visa payments and scenarios

💳 Mastercard

Test Mastercard payments and scenarios

💳 JCB

Test JCB card payments and scenarios

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